Credit Card Processing Cleveland TN - Keep 100% of Your Revenue
The Free Terminal eliminates credit card processing fees for businesses in Cleveland, Chattanooga, and across Tennessee. Stop paying processing costs today.
$0
In processing fees paid by our clients—because your revenue should stay yours.
50 States
Businesses across all 50 states trust The Free Terminal for secure, fee-free payment processing.
Forward-thinking businesses trust The Free Terminal to simplify payments and eliminate processing fees, unlocking greater profit with every transaction.


The Free Terminal provides Cleveland, Chattanooga, and Ooltewah businesses with innovative credit card processing solutions that eliminate merchant fees. Our dual-pricing model allows you to accept all major cards while passing processing costs to customers who choose to pay with credit.
Why Pay Credit Card Processing Fees in Cleveland TN?
Revenue Retention
Grow your bottom line by eliminating unnecessary fees and keeping more of what you earn with every sale.
On-the-Go Payments
Accept secure payments from your phone or terminal anywhere you do business, no bulky hardware required.
Zero-Fee Checkout
Pass card fees to your customers and keep 100% of your revenue, automatically, every time.
Real-Time Insights
Track sales, monitor savings, and manage your transactions with detailed analytics built into our platform.
Credit Card Processing Services in Cleveland TN
Complete payment processing solutions for Cleveland, Chattanooga, and Tennessee businesses. Stop paying processing fees and start keeping more revenue.
Fee-Free Processing
Eliminate all credit card processing fees for your Cleveland TN business. Pass costs to customers who choose to pay with credit cards while maintaining competitive cash pricing.
Dual Pricing
Implement dual pricing strategies that comply with regulations while giving your Chattanooga customers payment flexibility and eliminating your merchant fees.
Payment Terminals
Modern credit card terminals with contactless, chip, and mobile wallet support. Perfect for Cleveland TN retail, restaurants, and service businesses.
Merchant Accounts
Fast merchant account setup for Tennessee businesses. Accept credit cards, debit cards, and digital payments with transparent pricing and no hidden fees.
Simple, secure, and convenient.
Every time a customer pays with a card, The Free Terminal ensures the processing fee is passed on, so you keep 100% of your sale. No more watching profits disappear to third-party processors; it's your money, and now it stays in your business.
Keep More of Every Sale

About The Free Terminal
The Free Terminal was started by a couple of regular guys who got in the business, had great success, but slowly started to see how most processors and agents prey on most businesses, especially businesses owned by women and minorities. Poor service, escalating rates, and junk fees can kill a small business. We had enough and started The Free Terminal so we could treat our customers with respect and fair business practices.
We both owned businesses, so we’ve been on the other side. I know how difficult it is to run a business, so our idea was that we could manage the payment systems for our customers so they could focus on doing what they do best, run their business. The Free Terminal offers a safe haven for business owners who don’t want to be treated unfairly.
We put our cell phone numbers on every ad, publication, and website. We’re here to serve you, and if you’re open, we’re open! We have the highest retention rate in the nation. When we get a new client, they never leave.
Testimonials
What Cleveland TN Businesses Say About Our Credit Card Processing
Rated 4.7/5
Honest, Accountable, Fair
"So where to start. Thus company is actually honest, accountable, fair, and local. If you want a company that will actually answer the phone and take good care of you, this is the one. Ive been with them for over 10 years and can't speak highly enough of them."
Jonathan S.
Always responsive
"If you take credit card for business I recommend talking to them. If you want to take credit card and not sure how they will find a way that works best for you. Always responsive."
Miles G.



